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	<title>
	Comments on: Why Your Life Never Seems To Change	</title>
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	<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/</link>
	<description>A Guide to Freedom and Happiness</description>
	<lastBuildDate>Sat, 28 Dec 2019 20:56:41 +0000</lastBuildDate>
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		<title>
		By: Jeff		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-11568</link>

		<dc:creator><![CDATA[Jeff]]></dc:creator>
		<pubDate>Sat, 28 Dec 2019 20:56:41 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-11568</guid>

					<description><![CDATA[Hi HP,

I&#039;ve enjoyed your content over the past few years and am now binge-reading from the beginning.. Curious if your methods for mapping your vision/strategies/tactics have changed over the past few years or do you more or less follow the same structure? Thanks,

Jeff]]></description>
			<content:encoded><![CDATA[<p>Hi HP,</p>
<p>I&#8217;ve enjoyed your content over the past few years and am now binge-reading from the beginning.. Curious if your methods for mapping your vision/strategies/tactics have changed over the past few years or do you more or less follow the same structure? Thanks,</p>
<p>Jeff</p>
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		<title>
		By: A Guide to Freedom and Happiness by Jeff, The Happy Philosopher &#8211; LLP014 &#8211; Kate Nesi		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-11566</link>

		<dc:creator><![CDATA[A Guide to Freedom and Happiness by Jeff, The Happy Philosopher &#8211; LLP014 &#8211; Kate Nesi]]></dc:creator>
		<pubDate>Thu, 05 Dec 2019 15:25:22 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-11566</guid>

					<description><![CDATA[[&#8230;] Why Your Life Never Seems to Change [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Why Your Life Never Seems to Change [&#8230;]</p>
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		<title>
		By: Christopher Guest Post: The Happy Philosopher - Physician on FIRE		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-11403</link>

		<dc:creator><![CDATA[Christopher Guest Post: The Happy Philosopher - Physician on FIRE]]></dc:creator>
		<pubDate>Fri, 28 Jun 2019 18:10:26 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-11403</guid>

					<description><![CDATA[[&#8230;] http://thehappyphilosopher.com/why-your-life-never-seems-to-change/ [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] <a href="http://thehappyphilosopher.com/why-your-life-never-seems-to-change/" rel="ugc">http://thehappyphilosopher.com/why-your-life-never-seems-to-change/</a> [&#8230;]</p>
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		<title>
		By: How to retire by 40. &#124; The Happy Philosopher		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-9888</link>

		<dc:creator><![CDATA[How to retire by 40. &#124; The Happy Philosopher]]></dc:creator>
		<pubDate>Wed, 25 Oct 2017 04:32:47 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-9888</guid>

					<description><![CDATA[[&#8230;] OK, maybe a little too simple. Here are the gory details in no particular order in brain download format*: Starting age 18. Go to school, or get a job. Maybe start a business. Alternate path for some; join the military. Regardless, learn a high value skill(s). If you choose school do not choose an expensive one unless you are able to get grants or scholarships. Community college and state schools will suffice for most, and economically you will probably come out way ahead. Expensive schools are for people with rich parents paying their way or people who don’t want to retire early. Don’t go to a 40k/yr school to become a social worker or reporter. The math doesn’t work. If you get a job try and find one you don’t hate. Be awesome at it so you become valuable. Awesome and valuable people make more money. Learn high value skills, preferably while getting paid. Devote some of your free time and money to learning and skill building. Make this a habit. Between libraries and the internet a kick-ass education is almost free. Don&#8217;t consume too much passive entertainment. Don’t smoke. Don’t do drugs that harm your mind or body. Buy or borrow these books: Your Money or Your life. How I Found Freedom in an Unfree World. Understand the concepts. You don’t have to agree with every word but understand this: you are responsible for your own freedom and  your time, money and life energy are the same thing. Maximize 401k up to employer match, health savings account if available, Roth IRA**, rest of 401k, taxable account if anything left over, probably in this order***. Be frugal. Don’t be cheap. Live life fully. Be ruthlessly efficient with the big three; housing, transportation and food. Be ruthlessly efficient with everything else. Hate recurring fees as much as I do. Consider renting. Consider roommates. Acquire cooking skills. Eat healthy. Eat actual food. Avoid foods that destroy your brain. Floss. Maintain a healthy body– you will feel better, make more money and have lower medical costs on average. Buy used. Consume less. Only buy and keep things that give you joy. Have fewer things of higher quality. Eliminate clutter. Bike and walk everywhere you can. Kill your television. Constantly increase your financial intelligence. Run your personal finances like a business. Marry wisely. Live close to work. If you purchase a home use a fixed 15 year mortgage so it’s paid off before you are 40. You need a smaller home that you think you do. Stay healthy; medical disasters are one thing that can derail you. Divorce is a financial weapon of mass destruction. Kids don&#8217;t have to be. Consider investing in a rental, or two, or ten; especially if you are handy. Become handy if you are not. Consider a side business. Be a lifelong learner. Buy as little insurance as you have to. Buy as much insurance as you need. Grow a mustache. Align your spending with your life vision. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] OK, maybe a little too simple. Here are the gory details in no particular order in brain download format*: Starting age 18. Go to school, or get a job. Maybe start a business. Alternate path for some; join the military. Regardless, learn a high value skill(s). If you choose school do not choose an expensive one unless you are able to get grants or scholarships. Community college and state schools will suffice for most, and economically you will probably come out way ahead. Expensive schools are for people with rich parents paying their way or people who don’t want to retire early. Don’t go to a 40k/yr school to become a social worker or reporter. The math doesn’t work. If you get a job try and find one you don’t hate. Be awesome at it so you become valuable. Awesome and valuable people make more money. Learn high value skills, preferably while getting paid. Devote some of your free time and money to learning and skill building. Make this a habit. Between libraries and the internet a kick-ass education is almost free. Don&#8217;t consume too much passive entertainment. Don’t smoke. Don’t do drugs that harm your mind or body. Buy or borrow these books: Your Money or Your life. How I Found Freedom in an Unfree World. Understand the concepts. You don’t have to agree with every word but understand this: you are responsible for your own freedom and  your time, money and life energy are the same thing. Maximize 401k up to employer match, health savings account if available, Roth IRA**, rest of 401k, taxable account if anything left over, probably in this order***. Be frugal. Don’t be cheap. Live life fully. Be ruthlessly efficient with the big three; housing, transportation and food. Be ruthlessly efficient with everything else. Hate recurring fees as much as I do. Consider renting. Consider roommates. Acquire cooking skills. Eat healthy. Eat actual food. Avoid foods that destroy your brain. Floss. Maintain a healthy body– you will feel better, make more money and have lower medical costs on average. Buy used. Consume less. Only buy and keep things that give you joy. Have fewer things of higher quality. Eliminate clutter. Bike and walk everywhere you can. Kill your television. Constantly increase your financial intelligence. Run your personal finances like a business. Marry wisely. Live close to work. If you purchase a home use a fixed 15 year mortgage so it’s paid off before you are 40. You need a smaller home that you think you do. Stay healthy; medical disasters are one thing that can derail you. Divorce is a financial weapon of mass destruction. Kids don&#8217;t have to be. Consider investing in a rental, or two, or ten; especially if you are handy. Become handy if you are not. Consider a side business. Be a lifelong learner. Buy as little insurance as you have to. Buy as much insurance as you need. Grow a mustache. Align your spending with your life vision. [&#8230;]</p>
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		<title>
		By: Sendug		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-7915</link>

		<dc:creator><![CDATA[Sendug]]></dc:creator>
		<pubDate>Thu, 14 Sep 2017 23:07:18 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-7915</guid>

					<description><![CDATA[The why is definitely important. I watched a TED talk recently talking about how starting with the why instead of the how is also what sets apart successful businesses and is apparently backwards from how most companies market their products.

The one thought I had reading this though is, shouldn&#039;t FI be more of a strategy/what as opposed to a vision/why? It&#039;s certainly a huge paradigm shift from the average thinking and changes perspective, but making it the vision to me raises the question of what to do once you get there. It could be why some people feel lost once they reach FI: they&#039;ve attained their vision, now what? Or maybe as we approach our visions we just replace them with new visions. 

To me, FI is the ends to a mean. A higher level &quot;what&quot; to an ultimate &quot;why&quot; that I&#039;m still searching for. The idea that those motivated enough to reach FI are too motivated to be satisfied simply retiring early resonates with me. Thanks for the thought exercise.]]></description>
			<content:encoded><![CDATA[<p>The why is definitely important. I watched a TED talk recently talking about how starting with the why instead of the how is also what sets apart successful businesses and is apparently backwards from how most companies market their products.</p>
<p>The one thought I had reading this though is, shouldn&#8217;t FI be more of a strategy/what as opposed to a vision/why? It&#8217;s certainly a huge paradigm shift from the average thinking and changes perspective, but making it the vision to me raises the question of what to do once you get there. It could be why some people feel lost once they reach FI: they&#8217;ve attained their vision, now what? Or maybe as we approach our visions we just replace them with new visions. </p>
<p>To me, FI is the ends to a mean. A higher level &#8220;what&#8221; to an ultimate &#8220;why&#8221; that I&#8217;m still searching for. The idea that those motivated enough to reach FI are too motivated to be satisfied simply retiring early resonates with me. Thanks for the thought exercise.</p>
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		<title>
		By: TheHappyPhilosopher		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-7514</link>

		<dc:creator><![CDATA[TheHappyPhilosopher]]></dc:creator>
		<pubDate>Thu, 31 Aug 2017 15:21:55 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-7514</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-7464&quot;&gt;Anne-Marie Reader&lt;/a&gt;.

Thank you so much for the comment! I think a happiness mantra is a great idea. The simple act of writing something down or saying it has strange effects. Writing down goals gets into your subconscious mind and they start to happen :)]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-7464">Anne-Marie Reader</a>.</p>
<p>Thank you so much for the comment! I think a happiness mantra is a great idea. The simple act of writing something down or saying it has strange effects. Writing down goals gets into your subconscious mind and they start to happen 🙂</p>
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		<title>
		By: Anne-Marie Reader		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-7464</link>

		<dc:creator><![CDATA[Anne-Marie Reader]]></dc:creator>
		<pubDate>Tue, 29 Aug 2017 14:41:44 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-7464</guid>

					<description><![CDATA[I really love this blog post.  I discovered your blog about a month ago and have been reading through all of your posts. You have lots of great insight and have given me a lot to think about and apply to my life.  I am a mostly retired attorney living in Boulder, Colorado with a mostly retired attorney husband and two kids that are both sophomores (a daughter in high school and a son in college).  

As part of a women&#039;s professional development group that I belong to, we have to come up with business plans every year and present them to the group.  A few years ago, I decided that instead of a business plan, I was going to come up with a happiness plan and use the group to keep me accountable to it.  The first thing I did was come up with what I call my one sentence Happiness Mantra.  I spent a few weeks giving a lot of thought to what really makes me happy and also what I wanted my life to look like. Here&#039;s what I came up with:  Living a disciplined, healthy, efficient, generous, financially secure life focused on God, personal relationships, service, and self-improvement that is sprinkled with creativity, adventures and fun leads to a happy Anne-Marie.  I then made a list of all the things I wanted to accomplish that year and designated which part or parts of the happiness mantra each action served.  I added or eliminated items based on whether they were going to help me achieve my vision as reflected in the happiness mantra. I&#039;ve done this for several years now and it has worked pretty well.  I must say that I have never been happier in my life.  Spending the time for self reflection to come up with the vision, i.e. my happiness mantra, was the key. 

 Thanks again for your great blog.  I look forward to reading your future posts.]]></description>
			<content:encoded><![CDATA[<p>I really love this blog post.  I discovered your blog about a month ago and have been reading through all of your posts. You have lots of great insight and have given me a lot to think about and apply to my life.  I am a mostly retired attorney living in Boulder, Colorado with a mostly retired attorney husband and two kids that are both sophomores (a daughter in high school and a son in college).  </p>
<p>As part of a women&#8217;s professional development group that I belong to, we have to come up with business plans every year and present them to the group.  A few years ago, I decided that instead of a business plan, I was going to come up with a happiness plan and use the group to keep me accountable to it.  The first thing I did was come up with what I call my one sentence Happiness Mantra.  I spent a few weeks giving a lot of thought to what really makes me happy and also what I wanted my life to look like. Here&#8217;s what I came up with:  Living a disciplined, healthy, efficient, generous, financially secure life focused on God, personal relationships, service, and self-improvement that is sprinkled with creativity, adventures and fun leads to a happy Anne-Marie.  I then made a list of all the things I wanted to accomplish that year and designated which part or parts of the happiness mantra each action served.  I added or eliminated items based on whether they were going to help me achieve my vision as reflected in the happiness mantra. I&#8217;ve done this for several years now and it has worked pretty well.  I must say that I have never been happier in my life.  Spending the time for self reflection to come up with the vision, i.e. my happiness mantra, was the key. </p>
<p> Thanks again for your great blog.  I look forward to reading your future posts.</p>
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		<title>
		By: How to Live a Life of Quiet Desperation &#124; The Happy Philosopher		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-215</link>

		<dc:creator><![CDATA[How to Live a Life of Quiet Desperation &#124; The Happy Philosopher]]></dc:creator>
		<pubDate>Wed, 13 Apr 2016 00:06:28 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-215</guid>

					<description><![CDATA[[&#8230;] will at least point you in the right direction. Write down what you want out of life. What are your vision, purpose and mission? Develop a mission statement. I waited way too long in life to do this, and to be honest I’m [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] will at least point you in the right direction. Write down what you want out of life. What are your vision, purpose and mission? Develop a mission statement. I waited way too long in life to do this, and to be honest I’m [&#8230;]</p>
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		<title>
		By: TheHappyPhilosopher		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-51</link>

		<dc:creator><![CDATA[TheHappyPhilosopher]]></dc:creator>
		<pubDate>Wed, 20 Jan 2016 02:57:45 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-51</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-39&quot;&gt;Joe (arebelspy)&lt;/a&gt;.

I love this recent article by JD Roth about purpose after FI.

http://moneyboss.com/beyond-wealth/]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-39">Joe (arebelspy)</a>.</p>
<p>I love this recent article by JD Roth about purpose after FI.</p>
<p><a href="http://moneyboss.com/beyond-wealth/" rel="nofollow ugc">http://moneyboss.com/beyond-wealth/</a></p>
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		<title>
		By: TheHappyPhilosopher		</title>
		<link>https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-41</link>

		<dc:creator><![CDATA[TheHappyPhilosopher]]></dc:creator>
		<pubDate>Sat, 09 Jan 2016 18:08:01 +0000</pubDate>
		<guid isPermaLink="false">http://thehappyphilosopher.com/?p=248#comment-41</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-40&quot;&gt;Mortimer&lt;/a&gt;.

Thank you! FI is such a great example of a vision and how to use this method. I chose it on purpose for how clear cut it is. It gets much messier for other topics! After reading your blog I think you will find this post of mine interesting.

http://thehappyphilosopher.com/why-you-should-find-your-freedom-first/

:)]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://thehappyphilosopher.com/why-your-life-never-seems-to-change/#comment-40">Mortimer</a>.</p>
<p>Thank you! FI is such a great example of a vision and how to use this method. I chose it on purpose for how clear cut it is. It gets much messier for other topics! After reading your blog I think you will find this post of mine interesting.</p>
<p><a href="http://thehappyphilosopher.com/why-you-should-find-your-freedom-first/" rel="ugc">http://thehappyphilosopher.com/why-you-should-find-your-freedom-first/</a></p>
<p>🙂</p>
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